Vivacare

visana

Vivacare is part of the Visana Insurance Group. AG has its headquarters in Bern. There are more than 45,000 insured persons in basic insurance alone. Health insurers rely on Visana's broad range of services in both mandatory and supplementary insurance and offer attractive products especially for families.

Information

Address

World Post Road 19-21
PO Box 253
3000 Bern 15

Insured

50,292 in basic insurance

Refund period

Ø 10 days

Solvency ratio

267 %

Administrative expenses

109 CHF per customer

 Contact

Basic insurance

Vivacare Health Insurance offers several models of mandatory health insurance. In the standard model (choice of doctor), you decide which doctor you trust. In addition, there are various alternative insurance models to choose from.

  • Managed Care: The first point of contact is a primary care physician or health maintenance organization (HMO).
  • Med Direct: In case of illness, please consult a primary care physician first.
  • Tel Doc: Contact the Medi24 telemedicine consultation center to get a binding treatment plan before you see your doctor.
  • Med Call: Contact the telemedicine consultation center, but the treatment plan is non-binding.
  • Tel Care: This Telmed charge is only available in certain states.

 

 

Voluntary supplementary insurance

With voluntary supplementary insurance, you receive benefits that go beyond the scope of statutory insurance. With Vivacare, you can choose from the following supplementary models:

  • Outpatient: Reimbursement for supplemental medications, transportation costs and maternity benefits, among others. Vacanza travel insurance is also included.
  • Supplement: Replaces about 50 treatments from the field of alternative medicine.
  • Dental insurance: Reimbursement of the costs of dental treatment, preventive examinations, dental hygienist and orthodontics in eight benefit levels. Up to 75 % and up to CHF 1800 are reimbursed per calendar year.

 

Hospital Insurance

Vivacare Health Insurance also offers supplementary hospital insurance. You can choose from four benefit levels: General Hospital, Semi-Private, Private and Flex. All hospital insurance plans give you free choice of hospital throughout Switzerland. You can also freely choose your doctor semi-private or private. And Flex rates. Flex allows you to quickly determine the level of comfort you need before you go to a hospital.

 

Family discounts

Vivacare family insurance offers comprehensive protection for the whole family. In the case of compulsory health insurance, the first and second child receive up to 78 % family discount. On the child of the third insured there is even 90 % discount. In the case of supplementary insurance, the premiums are reduced by 50 % from the child of the second insured. Vacanza travel insurance is included, as well as statutory health insurance.

 

Discounts

The alternative insurance model limits the choice of first contact in case of illness, but offers up to 16 % lower premiums. For health insurance, you can also get a discount by increasing the annual deductible. Adults can voluntarily pay a deductible of up to CHF 2500 per year. For children, the maximum annual deductible is CHF 600.

 

In comparison

Does Vivacare's wide range of benefits fit your needs? With us, you can compare and use a premium calculator to quickly and easily determine your savings potential. If you have any questions, I will advise you personally.

 

Health insurance comparison 2023

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