Vita Surselva

The Vita Surselva health insurance company is based in the municipality of Ilanz in the Surselva district of Graubünden. However, it is active throughout Switzerland. The health insurance company was founded in 1991 through the merger of the Lewis health insurance company and the ÖKK Group. Today, the company has around 5000 insured persons, making it one of the smallest health insurance companies in Switzerland.

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What is important to you?

• Favorable premiums
• Free choice of doctor
• Alternative Medicine
• Supplementary insurance
• Sports & Fitness
• Semi-private or private
• Discounts for families
• Other

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Basic insurance

Vita Surselva offers two mandatory basic insurance models. The standard model (choice of doctor) gives you the freedom to choose which doctor you would like to see in case of illness. You can go to a family doctor, go to a health maintenance organization (HMO) or speak directly to a specialist.

The Sparmed family doctor model offers the same benefits as the standard model, but restricts the choice of initial contacts to the family doctor. The health insurers grant you a favorable discount for this. You select your doctor from the list of affiliated doctors.

Voluntary supplementary insurance

The voluntary supplementary insurance extends the scope of coverage of the mandatory health care insurance. At Vita Surselva, you can take out the supplementary insurance for outpatient treatment "General allowances". This covers, among other things, preventive care, visual aids and appliances, alternative medicine, non-medical psychotherapeutic treatments, non-compulsory medication and emergency treatment abroad.

Denta Dental Insurance reimburses dental and orthodontic treatment. There are three benefit classes to choose from with a cost range of 50-75 % and up to CHF 3000 per calendar year.

Hospital Insurance

Supplementary hospital insurance ensures comfort and freedom of choice during hospitalization. The Surselva Kombi A tariffs, for example, offer accommodation in the general ward of a selected Swiss hospital.
In addition to a stay in the general ward, we can guarantee you a stay in the semi-private and private ward for the price of the Activa product line. Activa Switch pricing gives you the flexibility to choose the level of comfort you need before you are admitted to the hospital.
Hospital insurance in the Sanvita product line is aimed specifically at non-smokers. Treatment for smoking-related illnesses is not covered, but non-smokers pay lower premiums. This product line also offers a choice of general, semi-private, private and switch benefit classes.

Dental insurance

Denta is a supplementary dental insurance that protects you from high dental costs. Depending on the benefit class, health insurance companies reimburse 50-75 % of the treatment costs. This is up to CHF 1000, 1500 or CHF 3000 per calendar year.

Discounts

In addition to choosing an alternative insurance model, you also have the option of reducing your premiums with a higher annual deduction. Adults can pay a voluntary deduction of up to CHF 2,500 per year and children can take advantage of an annual deduction of up to CHF 600. There are no family discounts with Vita Surselva.

In comparison

Before switching health insurance companies, it is worthwhile to make a detailed comparison of offers. Use your premium calculator to see how much you can save by switching to Vita Surselva. If you have any questions, please feel free to contact us.