Visperterminen

Visperterminen Health Insurance is a regional health insurance company for private customers in the Upper Valais. As a relatively small health insurance company, the company focuses on personal advice and close relationships with the community. In addition to mandatory basic insurance, this offering also includes various supplementary insurances, including a product line specifically for non-smokers.

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What is important to you?

• Favorable premiums
• Free choice of doctor
• Alternative Medicine
• Supplementary insurance
• Sports & Fitness
• Semi-private or private
• Discounts for families
• Other

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Visperterminen basic insurance

Visperterminen Health Insurance offers three mandatory health insurance models. Each model offers the same legally prescribed benefits. The only difference is which doctor you can turn to in case of illness.

• Medica Basis is a standard model (choice of physician) that determines whether the primary care physician, group health maintenance organization (HMO) or specialist should be consulted first in the event of illness.
• Medicasa's family doctor model stipulates that in case of illness you should first consult your doctor.
• Telemedicine provides for going first to the telemedicine consultation center in case of illness, where individual treatment plans are decided.

Voluntary supplementary insurance

At Activa's rates, KKV offers all insured persons supplementary outpatient insurance with a special focus on complementary healthcare. Activa reimburses 75% of treatments from the field of alternative medicine up to CHF 1,500 per year. In addition, this insurance covers the costs of visual aids, home help, preventive care, emergency treatment and rescue abroad.

Hospital Insurance

General hospital insurance includes free choice of hospital throughout Switzerland, multi-bed rooms, Vacanza travel insurance, room, bath and convalescent cures. The semi-private and private hospital insurance SpitalFlex allows you to choose your doctor freely for your insurance coverage. The semi-private rate option applies to a stay in a double room and the private rate option applies to a single room. In addition, a maternity benefit is granted for outpatient births.

Dental insurance

Denta is a supplementary dental insurance that protects you from high dental costs. Depending on the benefit class, health insurance companies reimburse 50-75 % of the treatment costs. This is up to CHF 1000, 1500 or CHF 3000 per calendar year.

Family discounts

If at least one parent is insured under the Sanvita or Activa outpatient product, the child will receive 20 % premium discount on the same insurance.

Discounts

If you choose an alternative insurance model, KK Visperterminen will give you a favorable discount of up to 11 %. You can also reduce your insurance premiums by receiving a higher deduction. The maximum annual deduction is CHF 2500 for adults and CHF 600 for children.

In comparison

If you want to switch to KK Visperterminen, compare first. With the premium calculator, you can determine potential savings with just a few clicks. You can then request a non-binding offer directly.