Swica

swica

Swica Holding was formed in 1992 from the merger of four different health insurance companies. The company focuses on health insurance and accident insurance. Headquarters in Winterthur. This offering includes mandatory basic insurance as well as various supplementary insurances such as hospital insurance, dental insurance and daily allowance insurance. More than 1.3 million people have health insurance with Swica, with premium income of CHF 4.6 billion in 2018. Compare your insurance offers and find the one that suits you best.

Information

Address

Römerstrasse 38
8400 Winterthur

Insured

626,389 in basic insurance

Refund period

Ø 2 days

Solvency ratio

133 %

Administrative expenses

159 CHF per customer

 Contact

Swica basic insurance

Individuals can take out compulsory health insurance with Swica Health Insurance. Swica's basic insurance is available in two different tariffs. The standard model gives the insured the free choice of doctor without restrictions. The amount of the premium depends on the deductible rate. With the Favorit model you can lower your insurance premiums. In return, the model specifies the contact person to be contacted first in case of illness.

  • In the FAVORIT CASA model, first consult your doctor in case of treatment and refer to a specialist if necessary.
  • The FAVORIT MEDICA model offers you the possibility to select a doctor from the list of doctors.
  • In the FAVORIT MEDPHARM model, the first point of contact is the partner's pharmacy or santé24.
  • When selecting a FAVORIT SANTE plan, please first contact the Medbase Health Center or Group Clinic (HMO).
  • The FAVORIT TELMED telemedicine model allows you to contact the santé24 hotline in case of illness. If necessary, your medical staff will refer you to your doctor or hospital.

 

Voluntary supplementary insurance

With supplementary insurance, you can supplement your basic insurance with personal benefits. Swica Health Insurance offers various supplemental insurance plans, including hospital and dental insurance. Most important fees:

  • COMPLETA TOP: The supplementary insurance closes the gap to the basic insurance. Get comprehensive insurance for emergencies at home and abroad, worldwide health advice over the phone, glasses, contact lenses and benefits for dental treatment. The supplementary insurance also covers treatments with alternative medicine.
  • COMPLETA PRAEVENTA supplements the COMPLETA TOP supplementary insurance with contributions for health promotion such as vaccinations, exercise programs and preventive measures.
  • With OPTIMA, you can make a wide range of contributions in many areas of health, and the supplementary insurance policies also cover outpatient treatment worldwide.
  • SUPPLEMENTA supplements COMPLETE TOP with higher allowances for eyeglasses, contact lenses, medical aids and ambulance transport at home and abroad.
  • Dental insurance DENTA participates in medical examinations, dental hygienists and dental treatments.

You can also take out HOSPITA supplementary hospital insurance. For even more comfort, you can choose between general, quasi-private and private ward, depending on the model.

 

In comparison

The benefits of the basic insurance are prescribed by law and do not differ between the individual health insurance companies. The situation is different for supplementary insurance. Does the Swica health insurance offer suit you? We compare online or advise you free of charge.

 

Health insurance comparison 2023

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