Sanagate

Sanagate was founded in 2009 and is one of the young Swiss health insurance companies. The Lucerne-based health insurer focuses on online business and aims to offer young policyholders particularly affordable basic and supplementary insurance. The insurance company is a subsidiary of the CSS Group and has around 80,000 policyholders. Here you can compare the benefits and premiums of the health insurance companies.

Information

Administrative expenses

68 CHF per customer

 Contact

What is important to you?

• Favorable premiums
• Free choice of doctor
• Alternative Medicine
• Supplementary insurance
• Sports & Fitness
• Semi-private or private
• Discounts for families
• Other

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Basic insurance

SLKK offers health insurance based on the modular principle. The basis is the mandatory basic insurance. In addition to the traditional standard model (choice of doctor), alternative models TelCare (Telmed) and HomeCare (family doctor) are available. In the traditional model, you choose a doctor whom you consult in case of illness. You may also choose to consult a group health maintenance organization (HMO) physician. In the TelCare model, call the medical advice hotline first. In the HomeCare model, your primary care physician is your first point of contact.

Voluntary supplementary insurance

You can close the insurance gap with voluntary supplementary insurance. Sanagate offers supplementary outpatient insurance in two levels:

• Minima is aimed at young, budget-conscious policyholders. The supplementary insurance covers medical insurance, transportation costs, rescue costs and medications not covered by ultrasound during pregnancy. It contributes to the cost of medical care and provides global compensation for emergency medical care. Vacation insurance, travel insurance, patient insurance and foreign lawyer insurance are also integrated.
• Optima supplementary insurance adds the cost of glasses, contact lenses and laser treatments to a wide range of benefits, covers dental treatment and orthodontics for children, and contributes to the cost of household help.

Hospital Insurance

Sanagate supplementary hospital insurance is also offered in two insurance levels. The Minima variant gives you free choice of doctor and hospital throughout Switzerland. You can choose between accommodations in general wards, quasi-private wards or private wards to receive donations for spa and convalescent cures. Optima hospital insurance is primarily aimed at families. If the insured's child has to be hospitalized, the health insurance company contributes to the accommodation costs of the accompanying person.

Dental insurance

Sanagate dental insurance covers outpatient dental treatment, dentures and orthodontics. You can choose from six benefit levels. With a maximum cost coverage of 75%, it is a deductible up to CHF 5000 per year and CHF 500 per calendar year. The supplementary dental insurance has a waiting period of 6 to 12 months.

In comparison

If you are looking for cheap health insurance, you can quickly and easily compare different insurance quotes with us. This way you can find out if Sanagate has the right insurance model for you. We will be happy to advise you and help you choose the right health insurance.