Provita

Today's Provita Krankenversicherung belongs to the holding company of the same name in Winterthur and traces its roots back to Sulzer Krankenkasse, which was founded in 1845. Today, Provita is part of the SWICA Group and covers the entire SWICA range. In addition to the basic insurance required in Switzerland, this includes a wide range of supplementary insurances that close the statutory insurance gap if necessary. You can easily find out whether these offers make sense for you or really cover your personal needs with our comparison calculator or during your personal consultation.

Information

Administrative expenses

142 CHF per customer

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What is important to you?

• Favorable premiums
• Free choice of doctor
• Alternative Medicine
• Supplementary insurance
• Sports & Fitness
• Semi-private or private
• Discounts for families
• Other

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Basic insurance

Like its parent company SWICA, Provita offers various models of mandatory basic insurance. Standard tariffs, on the other hand, offer all mandatory benefits and, of course, free choice of doctor and hospital. On the other hand, there are alternatives that are limited but cheaper.

• FAVORIT CASA
  As a classic primary care model, this price list provides the first point of contact with your primary care physician when you have a medical problem.
• FAVORIT MEDICA
  This price list includes medical care provided by a list doctor.
• FAVORIT MEDPHARM
  If you choose this basic insurance option, you will visit the partner pharmacies of the SWICA Group in the event of illness.
• FAVORITE SANTE
  This alternative fee governs consultations with a physician who works in a Group Health Maintenance (HMO) or Medbase Health Center.
• FAVORIT TELMED
  With this insurance, you can call the free santé24 hotline for medical advice.

The amount of the contributions depends on age, place of residence and deduction. You can increase the latter and reduce your contribution.

Voluntary supplementary insurance

With Provita's supplementary insurance plans, you can supplement the benefits of basic insurance as needed.

For example, if you focus on alternative medicine and want to top up benefits in general, you will need to combine COMPLETA TOP and OPTIMA plans. If, on the other hand, you opt for OPTIMA and COMPLETA PRAEVENTA, you can claim cost sharing for preventive and exercise measures. With the SUPPLEMENTA plan, you can extend the benefits of the COMPLETA TOP plan to include glasses, contact lenses, national and international medical transport and medical assistance allowances.

• HOSPITA
  Hospital insurance is offered in four variants: General, Semi-Private, Private and Flex. Therefore, we reserve the right to choose the type of accommodation or decide on the variation of Flex.
• DENTA
  With this dental insurance, you can charge CHF 500-2000 per year for dental hygiene, examinations and dental treatments, depending on the option you choose. You can also take advantage of allowances for correcting the position of teeth from 1,000 to 1,000 juveniles. CHF 4000 per year.

Provita bundles its supplemental insurance into the following packages:

• BALANCE
  It is a combination of FAVORIT, COMPLETA TOP, medical expenses insurance, health legal protection insurance and HOSPITA FLEX as flexible hospital insurance.
• ACTIVE
  This combination is aimed at active insured persons and also includes cost sharing for health and sports programs.
• PREMIUM
  With this package, you have free choice of hospital and enjoy comprehensive insurance coverage worldwide.

In comparison

Finding the right health insurance requires some research and comparison. A well-founded health insurance comparison will quickly show you whether the change is worthwhile. Of course, we will advise you comprehensively.