We help you with the termination

If you want to terminate your health insurance policy, you will not be in default of premium payment. The termination will only become effective when you send the confirmation of the new policy to your old insurance company.

If you do not enroll in the new mandatory health insurance in time, you will remain insured with your old health insurance company.

Do you want to cancel your supplementary insurance?

• Please note that when you take out an insurance policy, it can be cancelled after one year.
• For your safety, do not cancel your old supplementary insurance until you have signed a contract with the "new" insurance company. The health insurance company is not obliged to sign a supplementary insurance contract with you. You can refuse the new contract. And you do this, for example, if the insurance company considers you (too) big a risk. For example, applications from people over 50 years of age or people with a certain illness are often not allowed.
• Some insurances have a long insurance period of several years and a long notification period. If you do not cancel the supplementary insurance in time, the specified period will be extended. So inform yourself at the right time for the right notification period.
• If the premium for the supplementary insurance increases, you can cancel it within a certain period of time. Caution: Premium increases provided for in the contract do not result in a special right of termination.
• Please note the notification period! Supplementary insurance contracts are generally valid for one year with a notice period of three months. In this case, the notice of termination must be received by the insurance company by the last working day in September.

Notice period for compulsory health insurance

Swiss health insurers adjust their premiums annually. Your insurance company must inform you by the end of October about the development of your premiums for the coming year. If a premium increase has been announced, you can cancel your basic insurance by December 31 and switch to another provider in January of the new year.

The cancellation letter must be received by your current provider by November 30. If you terminate the basic insurance with a Standard/free choice model or basic insurance model with a deductible of 300 francs, you can also terminate the contract by the end of June, in which case a notice period of three months applies. Therefore, the insurer must receive your letter of termination by March 31 at the latest for the termination to take effect on June 30.

Dates and deadlines

You can cancel your supplementary insurance independently of your basic insurance. As a rule, the term at the end of the year is three months. Therefore, you must submit your notice of cancellation by September 30 for the cancellation to take effect on December 31. However, insurers may set separate notice periods for additional coverages. Some policies have a term of six months instead of three. Refer to your insurance policy for the exact term.

If your insurance company increases your premium for your supplemental insurance, the one-month reduction period applies.

Please note that optional supplemental insurance may be required for a medical exam. You may not be able to afford your preferred insurance. Therefore, do not cancel the old supplement until you are really sure that you are covered by the new insurance.

Find cheaper health insurance

We support you in changing your health insurance. Compare your potential health insurers with us before you cancel. Then you will receive offers directly from your ideal provider. If you have any further questions, we will advise you without obligation and completely free of charge.