Swica Holding was formed in 1992 from the merger of four different health insurance companies. The company focuses on health insurance and accident insurance. The head office is in Winterthur. This range includes compulsory basic insurance as well as various supplementary insurances such as hospital insurance, dental insurance and daily allowance insurance. More than 1.3 million people have health insurance with Swica, with premium income of CHF 4.6 billion in 2018. Compare your insurance offers and find the one that suits you best.
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Individuals can take out compulsory health insurance with Swica health insurance. Swica’s basic insurance is available in two different tariffs. The standard model gives insured persons a free choice of doctor without restrictions. The amount of the premium depends on the deductible. With the Favorit model, you can lower your insurance premiums. In return, the model specifies the contact person who should be contacted first in the event of illness.
In the FAVORIT CASA model, contact your doctor first in the event of treatment and refer you to a specialist if necessary.
The FAVORIT MEDICA model offers you the option of selecting a doctor from the list of doctors.
With the FAVORIT MEDPHARM model, the first point of contact is the partner’s pharmacy or santé24.
If you choose a FAVORIT SANTE plan, please contact the Medbase Health Center or the Group Clinic (HMO) first.
The FAVORIT TELMED telemedicine model allows you to contact the santé24 hotline in the event of illness. If necessary, your medical staff will refer you to your doctor or hospital.
With supplementary insurance, you can supplement your basic insurance with personal benefits. Swica Krankenversicherung offers various supplementary insurance plans, including hospital and dental insurance. Most important fees:
COMPLETA TOP: Supplementary insurance closes the gap to basic insurance. Get comprehensive insurance for emergencies at home and abroad, worldwide health advice on the phone, glasses, contact lenses and benefits for dental treatment. The supplementary insurance also covers treatment with alternative medicine.
COMPLETA PRAEVENTA supplements the COMPLETA TOP supplementary insurance with contributions to health promotion such as vaccinations, exercise programs and preventive measures.
OPTIMA allows you to make a wide range of contributions in many areas of health and the supplementary insurance also covers outpatient treatment worldwide.
SUPPLEMENTA supplements COMPLETE TOP with higher contributions for glasses, contact lenses, medical aids and patient transportation at home and abroad.
DENTA dental insurance contributes towards medical examinations, dental hygienists and dental treatment.
You can also take out HOSPITA supplementary hospital insurance. For even more comfort, you can choose between a general, quasi-private and private ward, depending on the model.
The benefits of basic insurance are prescribed by law and do not differ between the individual health insurance companies. The situation is different with supplementary insurance. Is the Swica health insurance offer right for you? We can compare online or advise you free of charge.