Sanitas Krankenversicherung, based in Zurich, is one of the largest health insurance companies in Switzerland. At the beginning of 2019, it had around 835,000 insured persons with health insurance. Premium income amounted to CHF 2,899 billion. In addition to various basic insurance models, Sanitas also offers various supplementary and dental insurance plans. Compare benefits and premiums to find the right health insurance for you.
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You can choose from four basic insurance models.
The standard model gives you a free choice of doctor throughout Switzerland. It covers the mandatory statutory benefits in the event of illness, birth or accident.
With the MedCare family doctor model, your family doctor is the first point of contact for all treatments. If necessary, he will pass them on to you. With the family doctor model, you receive a 7% premium discount.
With the NetMed HMO model, contact the Group Clinic (HMO) first if you need treatment. If necessary, we will refer you to a specialist in the network of doctors. This model offers a premium discount of up to 10 %.
For telemedical models, contact the Medgate advice center by telephone or via the Medgate app. If necessary, the staff will refer you to a doctor or hospital. Premium discounts for Telmed models are up to 15 %.
The level of insurance premiums also depends on the federal state in which you live. Sanitas offers low-cost basic insurance in Niwalden, Zug, Appenzell and Innerrhoden, for example. You can reduce your insurance premiums by choosing a higher deductible.
Sanitas supplementary insurance supplements the wide range of benefits offered by basic insurance and is aimed at different target groups.
Jump is supplementary insurance for young adults. This model contributes to alternative medicine, glasses, contact lenses, massage, fitness, preventive measures and covers outpatient and emergency treatment abroad.
Classic is comprehensive supplementary insurance that also covers other supplementary insurance such as braces and psychotherapy.
Family is supplementary insurance for the family. All benefits are covered by a service account. Set individual limits for each family.
Easy is supplementary insurance for travel. It covers outpatient and inpatient emergency treatment abroad as well as transportation and rescue costs.
Medical Private gives you the freedom to choose doctors from all over the world. You can also consult a Swiss doctor who is not obliged to provide benefits under the Health Insurance Act.
Basic insurance only covers accommodation in the general ward of the hospital in your place of residence. Supplementary hospital insurance gives you a free choice. With Hospital Standard Liberty, for example, you have a free choice of doctors and hospitals in general wards throughout Switzerland. Stay overnight in a shared room. Hospital Extra Liberty and Hospital Top Liberty are semi-private or private wards and 2- or 1-bed rooms.
Dental insurance covers 80% of all dental treatment costs up to CHF 5000 per year. You receive a discount of up to 50% on treatments with Swiss Smile.
Finding the right health insurance is not that easy. Compare the offers from Sanitas health insurance with other insurers and get free, no-obligation advice.