The Bern-based health insurance company Sana24 is part of the Visana Group and is one of the largest health insurance companies in Switzerland. Sana24 specializes in basic and supplementary insurance and generated over CHF 313 million in 2019. Let’s first analyze Sana24’s health insurance offer in detail. Our health insurance calculator offers all the options. You can quickly find out whether and how much you can save by switching.
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Even though the scope of basic insurance benefits is regulated by the Health Insurance Act (KVG) and is the same for all providers, premiums will vary greatly. They depend on many criteria and your area of residence. Sana24 offers a variety of options, which also affect the premium amount.
Standard – Enjoy the free choice of doctor and benefit from all statutory benefits.
Managed care – This price list promises to refer you first to a family doctor or, in the event of illness, to a collective health maintenance organization (HMO).
Med Direct – This is what your doctor will pay you in any case – you save on premiums in any case.
Tel Doc, Med Call, Tel Care – These three basic insurance options represent different versions of the Telmed model. This means contacting the telemedicine advice center in the first step, coordinating further procedures and referring you to your doctor or hospital if necessary.
In addition to the alternative model, you can also choose higher deductibles to reduce your premiums. The maximum deductible amount is CHF 2,500 per year.
Sana24 also offers the option of specifically extending the scope of cover of the compulsory basic insurance.
Sana24 outpatient – This three-tier supplementary insurance covers outpatient treatments that are more highly subsidized.
Complementary from Sana24 – If you prefer a different treatment, you should choose this supplement. It is also available in three service levels.
Sana24 hospital insurance – With the General, Semi-private, Private and Flex tariff variants, you determine the comfort of your hospital stay yourself. In principle, you can choose your own hospital in Switzerland. Even if you opt for semi-private, private or flexible hospital insurance, you have a free choice of doctor.
Sana24 Dental insurance – Supplement to Sana24 health insurance Dental insurance also consists of three levels, allowing you to cover up to 75 % of your dentist’s treatment costs and up to CHF 1800 per year.
Basic package – Common variants: Benefits from a combination of Outpatient II, Supplement II, hospital insurance of your choice and Vacanza travel insurance.
Sana24 rewards families who voluntarily insure children under the age of 18. From the second and subsequent children, you only pay half of your regular premiums. You can also save on basic insurance, where health insurance companies waive up to 90 % from the third child onwards. You can expect a discount of up to 27% for young people aged between 19 and 25.
Get the best overview of your current insurance offer with a well-founded comparison – perhaps Sana24 is the perfect provider for you?