Provita

Today’s Provita Krankenversicherung is part of the holding company of the same name in Winterthur and goes back to Sulzer Krankenkasse, which was founded in 1845. Today, traditional companies are part of the SWICA Group and cover the entire SWICA range. In addition to the basic insurance required in Switzerland, this includes a wide range of supplementary insurance products that close the statutory insurance gap if necessary. You can easily find out whether these offers make sense for you or really cover your personal needs with our comparison calculator or during your personal consultation.

Address
Römerstrasse 38
8401 Winterthur
Insured persons

in the basic insurance
54967

Refund period

Ø2 days

Solvency ratio

95%

Administrative costs

per customer
142 CHF

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Provita basic insurance

Like its parent company SWICA, Provita offers various models of statutory basic insurance. Standard tariffs, on the other hand, offer all compulsory benefits and, of course, free choice of doctor and hospital. On the other hand, there are alternatives that are limited but cheaper.
FAVORIT CASA
As a classic family doctor model, this price list provides the first point of contact with your family doctor if you have a medical problem.
FAVORIT MEDICA
This price list includes medical care by a listed doctor.
FAVORIT MEDPHARM
If you choose this variant of basic insurance, you visit the partner pharmacies of the SWICA Group in the event of illness.
FAVORIT SANTE
This alternative fee regulates the consultation of a doctor who works in a Group Health Maintenance (HMO) or Medbase Health Center.
FAVORIT TELMED
With this insurance, you can contact the free santé24 hotline for medical advice.
The amount of the contributions depends on your age, place of residence and deductions. You can increase the latter and reduce your contribution.

Voluntary supplementary insurance

With Provita’s supplementary insurance plans, you can supplement the benefits of your basic insurance as required.
For example, if you want to focus on alternative medicine and supplement benefits in general, you need to combine COMPLETA TOP and OPTIMA plans. If, on the other hand, you opt for OPTIMA and COMPLETA PRAEVENTA, you can claim cost sharing for preventive and exercise measures. With the SUPPLEMENTA plan, you can extend the scope of benefits of the COMPLETA TOP plan to include spectacles, contact lenses, national and international patient transportation and subsidies for medical assistance.
HOSPITA
Hospital insurance is offered in four variants: General, Semi-Private, Private and Flex. We therefore reserve the right to choose the type of accommodation or decide on the Flex variation.
DENTA
With this dental insurance, you can charge CHF 500-2000 per year for dental hygiene, examinations and dental treatment, depending on the variant you choose. You can also claim subsidies for correcting the position of your teeth from CHF 1,000-1,000 per year. CHF 4000 per year.
Provita bundles its supplementary insurance into the following packages:
BALANCE
This is a combination of FAVORIT, COMPLETA TOP, medical expenses insurance, legal expenses insurance and HOSPITA FLEX as flexible hospital insurance.
ACTIVE
This combination is aimed at active insured persons and also includes cost sharing for health and sports programs.
PREMIUM
With this package, you have a free choice of hospital and enjoy comprehensive insurance cover worldwide.

In comparison

Finding the right health insurance requires some research and comparison. A well-founded health insurance comparison will quickly show you whether the change is worthwhile. We will of course provide you with comprehensive advice.

Health insurance comparison
2025

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