Alongside Avenir and Easy Sana, Philos Krankenversicherung AG from Martigny is part of Groupe Mutuel, which serves over 1.3 million insured persons. With around 260,000 policyholders, Philos is the group’s second-largest health insurer.
The range of products and services is shaped by the Mutuel parent company, which means that Philos not only offers you basic insurance, but also interesting supplementary insurance.
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With Philos health insurance, you already have access to many variants of basic insurance. This is reflected in the Mutuel range. With the standard tariffs, you benefit from the free choice of doctor, which has limited options. However, this allows you to save on premiums. The deductible opens up further savings opportunities. The maximum amount for adults is CHF 2500 per year, but children can deduct up to CHF 600 per year.
Philos can also individually optimize its insurance cover with a wide range of supplementary insurance products:
Global
This tariff combines additional outpatient benefits with hospital insurance.
Alterna
If you prefer alternative medicine, you can secure a cost contribution of 80 percent up to a maximum of CHF 2,000 per year.
Mundo
Comprehensive health insurance abroad too – Mundo covers benefits up to 100,000 Swiss francs per year.
Dentaire Plus
Dental insurance provides three benefit levels, allowing you to claim up to 75 percent of the costs incurred for dental treatment up to an amount of CHF 15,000 per year.
Hospital
Philos hospital insurance comprises four benefit levels to organize accommodation according to your needs – right up to accommodation in a private ward anywhere in the world.
H-Bonus
Choose not only your doctor, but also the comfort of your hospital accommodation – even shortly before the start of treatment.
Hôpital senior
This hospital insurance is aimed at insured persons aged 55+ and takes their special needs into account.
If you also have children’s insurance, you can get a discount. Global Classic also offers interesting family discounts.
If you are interested in the insurance offered by Aquilana Krankenkasse, you can analyze it with a comparison calculator. Compare rates with the many options offered by the Swiss insurance market. Not only can you save on insurance premiums, you can also optimize your insurance cover. If you have any questions, please give us a call. We will be happy to assist you.