Luzerner Hinterland Krankenkasse, based in Zell, can look back on a long history. Founded in 1905 as a branch of the craftsmen’s association of Zel and the surrounding area, it began with 32 members. Today, the health insurance company looks after more than 20,000 insured persons from 10 federal states. However, the Lucerne countryside is at the center of the area. This makes the Luzerner Hinterland health insurance company one of the smaller providers, but this conviction has been successful. Health insurers occupy an excellent position in the survey, primarily due to their high quality of service. Take your time and check whether Luzerner Hinterland health insurance is the right one for you. It will provide you with all the information you need.
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With two basic insurance models, the Luzerner Hinterland health insurance fund covers the legally prescribed scope of compulsory health insurance like any other health insurance fund. However, if you compare the conditions, you will find different premiums. A trial-and-error means of significantly reducing premiums is to choose the right model.
This health insurance company can of course give Swiss doctors a free choice with the standard model. If you fall ill, you speak directly to your doctor or specialist. The family doctor model, on the other hand, promises to go to your family doctor in any case – and pays a lower premium in return. In addition, the annual deductible can be increased to up to CHF 2,500 for adults and CHF 600 for children to reduce insurance premiums. The deadline for this change is November 30.
The Luzerner Hinterland health insurance fund can also individually expand the range of services offered by basic insurance for basic care. With this provider, you can choose from the following options:
This tariff will significantly increase the profits of outpatients. Higher out-of-pocket costs for alternative medicine, visual and medical assistance, non-prescription drugs, child transportation and dental treatment. Dental insurance
Supplementary dental insurance pays for dental care for adults – at several benefit levels. You can be reimbursed up to 75 % of the costs up to CHF 5,000 per year.
General hospital insurance gives you a free choice of Swiss doctors and hospitals as well as accommodation in the corresponding tariff levels. Price level 1 – Accommodation in a general ward Price level 2 – Accommodation in a semi-private ward Price level 3 – Accommodation in a private ward Supplement if you opt for a hospital insurance combination hotel, you can also take advantage of general services in a comfortable 1- or 2-room hotel.
If your health insurance company Luzerner Hinterland insures more than one child, you can also count on a 30% discount on the contributions from the basic insurance for your child. The third child is also insured free of charge under the supplementary insurance until the eldest sibling is 15 years old.
Use our health insurance calculator to compare this health insurance offer with others. You will not only see where Luzerner Hinterland health insurance stands out from the competition, but also the potential savings if you switch. If you are interested in a quote, we recommend that you request your personal quote directly. If you have any questions or problems, you are of course welcome to call us.