Einsiedler Krankenkasse can be traced back to a support fund for tailors and weavers from 1825, which existed until 1857. The insurance company was finally founded in 1871 as an association of bakers and butchers. The health insurance company is characterized by strong communal ties and comprehensive benefits.
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Einsiedeln Health Insurance offers a standard model of basic insurance (choice of doctor). This gives you the freedom to choose who you rely on in the event of illness: Your family doctor, the group health maintenance organization (HMO) or a specialist. The scope of benefits is prescribed by law and includes basic care for outpatients and inpatients. It also covers emergency treatment abroad and some alternative medicine.
KK Einsiedeln has two additional outpatient insurance policies, Optima and Premium.
Optima supplementary insurance closes the insurance gap in compulsory health insurance. This includes treatments and treatment assumptions in the field of alternative medicine. In addition, you receive a supplement of up to CHF 150 per year for visual aids and CHF 400 per year for preventive healthcare.
Premium tariffs pay a higher contribution than Optima, for example up to CHF 200 per year for visual aids and up to CHF 600 for preventive healthcare.
Einsiedeln Insurance’s combined supplementary insurance offers comprehensive insurance cover for the whole family. In addition to outpatient insurance benefits, the family combined insurance also includes, for example, breastfeeding allowance and special benefits for childbirth.
The family flex tariffs offer the same range of benefits as the family, but you are free to choose the ward in which you are admitted as an inpatient. There are no special family discounts.
Supplementary dental insurance reimburses the costs of dental treatment and orthodontics. In addition, the insurance contributes up to CHF 100 per year towards prevention and inspection.
You can reduce your insurance premiums by choosing a higher annual deductible. The required deduction is CHF 300. Adults pay up to CHF 2500 per year and then receive favorable discounts. The maximum annual deduction for children is CHF 600.
To increase your freedom of choice and comfort during your hospital stay, you can take out supplementary hospital insurance. Einsiedeln hospital insurance is available in four benefit levels: General, Semi-private, Private, Flex and Global.
General: Accommodation in general wards
Semi-private: Accommodation with two bedrooms in a semi-private ward
Private: Accommodation in a single room in a private ward
Flex: Flexible choice of wards before each hospital stay
Global: Free choice of doctor and hospital worldwide as well as accommodation in private wards
If you are interested in the insurance offered by Aquilana Krankenkasse, you can analyze it with a comparison calculator. Compare rates with the many options offered by the Swiss insurance market. Not only can you save on insurance premiums, you can also optimize your insurance cover. If you have any questions, please give us a call. We will be happy to assist you.