With over 7700 insured persons, Glarner Krankenversicherung is one of the smaller health insurance companies in Switzerland. The health insurance company is based in Glarus. In addition to compulsory basic insurance, the health insurance companies also offer optional supplementary insurance. Our comparison shows how well the health insurance companies compare.
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Compulsory basic insurance is provided by the health insurance companies in Glarus, Schwyz and St. Gallen. The benefits are based on the Health Insurance Act (KVG) and cover basic medical care in the event of illness or accident. The health insurance companies only offer a standard model (choice of doctor), which gives you the freedom to choose which doctor you would like to see in the event of illness. There are no alternative insurance models such as the family doctor model, Group Health Maintenance (HMO) model and TelMed model.
With Family and Family Flex, a voluntary supplementary insurance, Glarus health insurance is aimed specifically at families. Family tariffs offer extended benefits for birth and childbirth as well as generous subsidies for visual aids and treatments in the field of alternative medicine. Family Flex supplements a wide range of benefits with a free choice of hospital ward. Glarus Health Insurance offers two types of supplementary insurance for individuals. The general supplementary insurance closes the insurance gap in the basic insurance. In the area of alternative medicine, for example, it covers up to 70% of treatment costs and up to CHF 1000 per year. Glasses and contact lenses are subsidized up to CHF 200. Premium supplementary insurance offers even higher reimbursements.
There are six types of dental insurance. The minimum insurance level covers 50% of the treatment costs and can be up to CHF 500 per calendar year. The highest insurance level covers 75 % of the treatment costs and covers up to CHF 5,000 per calendar year. The treatment of crowns, dentures, misaligned teeth and jaws is covered. Dental insurance pays up to CHF 100 per year for health checks.
Glarner Krankenversicherung offers four different tariffs for supplementary hospital insurance.
Combi General gives you a free choice of hospital throughout Switzerland.
Combi Flex has a free choice of ward before every hospital stay.
Combi Semi-Private offers accommodation in two bedrooms in a semi-private ward.
Combi Private reimburses the accommodation fee for a single room in a private ward.
Discounts from the alternative insurance model of Glarus Health Insurance are not possible. However, if you increase the deductible amount, you will receive a premium discount. The maximum deduction is CHF 2,500 per year for adults and CHF 600 for children. The higher the annual deduction, the lower the monthly health insurance premium.
The health insurance companies offer special family insurance, so there are no further family discounts on supplementary insurance.
Take a look at the premiums and benefits of Glarus health insurance to find the health insurance that suits you best. Use our premium calculator to quickly and easily determine your savings potential and receive an insurance quote straight away. I will advise you personally.