The health insurance company Galenos was founded in 1908 by members of the Swiss Technical Association STV. Open to all Swiss citizens since 1995, all Swiss citizens have been able to become a member of a health insurance company ever since. The company has been part of the Visana Group since October 2018. Around 12,000 people have basic insurance and 7,000 have supplementary insurance with a health insurance company based in Zurich. Insurance companies receive around CHF 68 million annually, of which CHF 53 million is basic insurance. Get an overview of what Galenos Health Insurance has to offer and compare benefits and premiums.
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As one of over 65 health insurance companies in Switzerland, Galen offers compulsory basic insurance. The standard model is called Minica. Benefits in the event of illness, accident and birth are prescribed by law. In the standard model, the doctor can be chosen freely. The amount of the premium depends on the policyholder’s age, federal state and region. If you choose a higher deductible, i.e. pay a higher excess for treatment, you can reduce your premium.
You can also save money if you opt for the alternative insurance model Minica-Optima. With this variant of basic insurance, you must first consult your doctor in the event of illness. You can choose your general practitioner from the list of suggestions. If further treatment or clarification is required, you will be referred to a specialist or hospital. You can also arrange a higher annual discount to the Minica-Optica rate to further reduce your insurance premiums.
Galen Health Insurance does not offer a Group Health (HMO) or Telmed model for telemedicine.
If you would like to be treated in a hospital outside your place of residence, you can benefit from supplementary hospital insurance. Galenos supplementary hospital I insurance covers stays in the general ward of public hospitals and provides benefits such as inpatient spa treatments, convalescent cures and stays in nursing homes. You receive up to CHF 500 per day for hospital stays abroad. Children up to the age of 18 with Galen basic insurance can take out Hospital I supplementary hospital insurance free of charge.
With Hospital Plus supplementary insurance, you can insure your stay in public and private hospitals. You are free to choose your hospital anywhere in Switzerland.
If you would like to be treated in a hospital outside your place of residence, you can benefit from supplementary hospital insurance. Galenos supplementary hospital I insurance covers stays in the general ward of public hospitals and provides benefits such as inpatient spa treatments, convalescent cures and stays in nursing homes. You receive up to CHF 500 per day for hospital stays abroad. Children up to the age of 18 with Galen basic insurance can take out Hospital I supplementary hospital insurance free of charge.
With Hospital Plus supplementary insurance, you can insure your stay in public and private hospitals. You are free to choose your hospital anywhere in Switzerland.
Is Galen health insurance a good choice? It’s worth comparing. We will be happy to advise you and help you find the right health insurance at a reasonable price.