Arcosana

Arcosana is part of CS Luzern, the largest health insurance company in Switzerland. Over 200,000 insured persons have opted for Arcosana’s compulsory health insurance. If you are looking for a health insurance company with a good price/performance ratio, make an insurance comparison.

Address
P.O. Box 2550
6002 Lucerne
Insured persons

in basic insurance
211,076

Refund period

Ø8 days

Solvency ratio

92%

Administrative costs

per customer
146 CHF

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Arcosana basic insurance

Basic insurance benefits are regulated by law. With the standard model (choice of doctor), you can choose which doctor you would like to see in the event of illness. If you want to save on premiums, you can choose a different insurance model. The family doctor model stipulates that you should consult your family doctor first in the event of illness. If further treatment is required, your doctor will refer you to a specialist or hospital. If you opt for the Group Health Maintenance (HMO) model, the first point of contact is a group doctor or a network of doctors. The Telmed model initially receives a telephone consultation with a medical specialist from the Medgate hotline and referrals if required. You can see an obstetrician/gynecologist or ophthalmologist directly without a referral.

Voluntary supplementary insurance from Arcosana

The benefits of basic insurance can be covered by any supplementary insurance. With myFlex supplementary insurance, Arcosana health insurance offers flexible supplementary cover for outpatient care, alternative medicine and hospitalization. Among other things, myFlex outpatient insurance covers worldwide emergency treatment and travel home, contributes to laser treatment of the eyes and pays for orthodontics for children’s teeth. myFlex alternative insurance is designed for those who want to increase the cost of alternative medicine. The supplementary insurance covers treatments up to CHF 10,000. Not deductible. With myFlex hospital insurance, you have a free choice of hospital and a stay in a general, semi-individual or individual ward before admission. Supplementary insurance is available in the Economy, Balance and Premium levels. The premium amount and maximum repayment amount differ for these levels.

Dental insurance

Arcosana Health Insurance Dental insurance covers costs that are not covered by compulsory health insurance. This includes benefits in the areas of dental hygiene, padding, dentures, tooth position correction and inspection. Depending on the tariff selected, the reimbursement amount is 50-75% of the treatment costs and the health insurance company pays up to CHF 5,000 per calendar year.

Discounts

If you want to save on premiums, you can not only choose an alternative insurance model to basic insurance, but also receive a higher annual deduction. The maximum deduction is CHF 2500 for adults and CHF 600 for children. You can also receive a premium discount by combining various supplementary insurance plans. If you insure your entire family under AMB’s supplementary insurance, underage children receive a 40% family discount on the Global Classic Basic model.

In comparison

With our health insurance comparison you can find out whether Arcosana’s offer is right for you. The premium calculator shows you your individual savings potential. If you wish, you can obtain a non-binding insurance quote directly. If you have any questions, please contact us.

Health insurance comparison
2025

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