EGK Krankenkasse has been in existence since 1919. The abbreviation is Eidgenössische Gesundheitskasse and the insurance company is based in Lofen. More than 98,400 people have basic health insurance with the company. In addition to compulsory health insurance, EGK also offers various supplementary insurance plans.
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Compulsory health insurance is the basic form of health insurance whose benefits are regulated by law. With the standard model (choice of doctor), you first consult your family doctor, general practitioner or specialist in the event of illness. In addition, health insurance companies offer two alternative models that allow you to save on premiums.
The EGK-Care model is the so-called managed care family doctor model. If you are ill, you first consult your doctor. Your doctor will decide what to do next.
In the EGK-TelCare model, you first contact Medgate’s telemedicine advice center in the event of illness in order to receive an individual treatment plan.
EGK-DENT dental insurance not only contributes to dental treatment and oral surgery, but also to prevention. You can choose between three benefit classes, with reimbursement of 50-75% of your treatment costs and reimbursement of up to CHF 500-1500 per calendar year.
The health insurance companies offer comprehensive supplementary insurance for school and naturopathy at EGK-SUN tariffs. All four benefit levels apply to both outpatients and inpatients.
Benefit level 3 hospital insurance covers accommodation in general wards. In benefit level 2 you are semi-personally detained, in benefit level 1 you are personally detained. With supplementary hospital insurance benefit level 4, you can flexibly choose the desired comfort level before each admission. You have a free choice of doctor and hospital in all benefit levels. In addition, the health insurance covers contributions to preventive healthcare, spa stays, visual aids and many other benefits.
If you take out supplementary insurance for all household members and pay the premium into your account, you will receive a 10% discount on the family discounts.
You can save on premiums by choosing an alternative Care or TelCare basic insurance model. You can also reduce your insurance premiums by paying a higher deductible. Adults can deduct up to CHF 2500 per year.
Is it worth switching to EGK health insurance? You can use the premium calculator to quickly and easily compare and determine your savings potential. If you have any questions, please feel free to contact us.