Concordia

Concordia Health and Accident Insurance is headquartered in Lucerne. The company was founded in 1914 and focuses on health and accident insurance. Around 632,000 people have basic health insurance with sales of 2.8 billion Swiss francs in 2018. In addition to the mandatory basic insurance, the health insurers also offer some supplementary insurance, including dental insurance, travel insurance and long-distance insurance. With us, you can compare premiums and request a no-obligation quote directly from Concordia.
Information
Address
Bundesplatz 15
6002 Lucerne
Insured
536,650 in basic insurance
Refund period
Ø 4 days
Solvency ratio
251%
Administrative expenses
158 CHF per customer
Contact
Concordia Basic Insurance
The mandatory basic insurance guarantees insurance coverage in case of illness, accident or birth. In addition to the classic model, Concordia Health Insurance also offers two alternative insurance models with which premiums can be reduced.
In the classic basic insurance, you have a free choice of doctor and the premium amount is based on the selected deductible. If you want to save, you can choose the myDoc family doctor model. If you are ill, be sure to consult your doctor to determine a treatment plan and refer you to a specialist if necessary. With the myDoc model, you can reduce your premium by up to 13 %. If you choose HMO health insurance, your first point of contact for health problems is your group health maintenance organization (HMO) doctor. This model allows you to save up to 21 premiums, depending on your deductible.
Voluntary supplementary insurance
Supplementary insurance Concordia: Individual supplementary basic insurance With the supplementary insurance Concordia Health Insurance, you can extend the coverage of your basic insurance according to your personal needs.
- The DIVERSA supplementary insurance is available in four variants. In particular, we cover the treatment of inpatients and outpatients abroad, contribute to eyeglasses and contact lenses, non-prescription drugs and orthodontics, and carry out search and rescue activities around the world.
- NATURA is a supplementary insurance for alternative medicine, health promotion and prevention.
- Hospital insurance can increase the comfort of admission. There are four options to choose from for a stay in the general ward, semi-private ward or private ward. You are free to choose your hospital anywhere in Switzerland.
- Supplementary dental insurance also comes in four variants. Supplementary dental insurance pays up to 75 percent for preventive examinations, conservative treatments, dentures and orthodontics.
In addition, Concordia Krankenversicherung offers accident insurance, vacation and travel insurance, daily allowance insurance and unit-linked savings and risk insurance.
In comparison
The benefits of the basic insurance are prescribed by law, but individual health insurance companies have different additional offers. Does Concordia offer you the best insurance? We will be happy to support you in comparing health insurance companies and advise you.
Health insurance comparison 2023
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