Birchmeier

Krankenkasse Birchmeier is a small health insurance company operating exclusively in Aargau. Insurance companies directly promote customer-oriented care in the field. As with large health insurance companies, customers can choose from various models of mandatory basic insurance and supplementary insurance. This section provides an overview of the service.

Information

Address

Main street 22
5444 Künten

Insured

10’045 in basic insurance

Refund period

Ø 6 days

Solvency ratio

52%

Administrative expenses

151 CHF per customer

Contact

Birchmeier - Basic insurance

Birchmeier offers two basic insurance models. In the standard model (choice of doctor), you receive the statutory benefits of mandatory health care insurance. This price list gives you the freedom to go directly to a family doctor, a group clinic (HMO) or a specialist in the event of illness. Alternatively, you can opt for a family doctor model. In the event of illness, you should first contact a family doctor that you have selected from your health insurance company's list. Birchmeier grants 12 % premium discount on alternative models.

Voluntary supplementary insurance

Voluntary supplementary insurance supplements the benefits of mandatory health care insurance. The Birchmeier health insurance company in Aargau stands out with a special offer for non-smokers. Supplementary insurance sanvita offers comprehensive coverage for outpatient treatment. Smoking-related illnesses are excluded. Non-smokers benefit from up to 35 percent premium discount with this tariff. Smokers can opt for Activa supplementary health insurance. Both the sanvita and activa models are available in two benefit levels, Plus1 and Plus2. The model offers articles on alternative medicine, fitness subscriptions, visual aids, household help, orthodontics for misaligned teeth, and dental care treatments for children and young people.

Dental insurance

With Denta dental insurance, adults can protect themselves against high dental treatment costs. The supplementary insurance is offered in three benefit levels and covers 50-75 % of the treatment costs and up to CHF 3000 per calendar year.

Hospital Insurance

Hospital insurance offers freedom of choice and comfort during your hospital stay. With Birchmeier's supplementary hospital insurance, you have a free choice of hospital and doctor throughout Switzerland. Depending on the price, accommodation can be in the general ward, semi-private with two bedrooms or private in a single room. The Switch model gives you the flexibility to choose the level of comfort you need before going to the hospital. Bath and convalescent cures are also covered by health insurance.

Lower premiums, higher deductible

The health insurance company offers favorable discounts when choosing higher deductions. With an annual deduction of CHF 2500, premiums can be reduced by up to 38.2 percent. Children can deduct up to CHF 600 per year.

Discounts

If at least one parent has supplementary insurance with Birchmeier, children up to the age of 18 receive a 20 % family discount on equivalent insurance. The general hospital model is an exception.

In comparison

How much can I save by switching to Birchmeier? Find out with our bonus calculator. Make a comparison to determine the savings potential.

Health insurance comparison 2023