Avenir

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Avenir Health Insurance has been part of Groupe Mutuel since 1997. Around 229,643 people chose mandatory basic insurance with insurance companies. Health insurance companies also offer voluntary supplementary insurance. In our comparison, you can see how well a health insurance company fits your needs.

Information

Address

Groupe Mutuel
Rue des Cèdres 5
1919 Martigny

Insured

231,299 in basic insurance

Refund period

Ø 11 days

Solvency ratio

87%

Administrative expenses

130 CHF per customer

 Contact

Avenir - Basic insurance

Like Groupe Mutuel, Avenir Health Insurance offers various basic insurance models. The standard model (free choice of doctor) gives insured persons the freedom to decide which doctor they would like to see in the event of illness. Those who want to save on insurance premiums can opt for one of the alternative insurance models.

  • In the PrimaCare model, insured persons first contact their physician.
  • With the BasicPlus model, the group practice (HMO) is the first point of contact. Avenir's HMO model is one of the most favorable tariffs on the market. With the SanaTel (Telmed) model, the insured person first goes to the telemedical consultation center.
  • The PrimaTel model gives policyholders the freedom to choose a family doctor. In the event of illness, they first contact the telemed hotline, where they decide on further treatment.
  • In the Optimed model, the insured person chooses his or her doctor from a list of doctors practicing in the cantons of Geneva, Vaud and Fribourg.

Voluntary supplementary insurance

If you need additional benefits, for example in the areas of prevention or alternative medicine, you can take out supplementary insurance.

  • Global supplementary insurance is a combination of outpatient benefits and hospital insurance.
  • Alterna subsidizes treatments from the field of alternative medicine. The supplementary insurance reimburses 80 % of the costs of complementary treatment and covers up to CHF 2000 per calendar year of medication in the region.
  • Mundo is a supplementary insurance for travel abroad. The costs of treatment abroad are covered up to a total amount of CHF 100,000 per calendar year.
  • Dentaire Plus Dental Insurance is available in three benefit levels. The maximum reimbursement is 75 % of the treatment costs, up to a total of CHF 15,000 per calendar year.

Hospital Insurance

Avenir Health Insurance's supplementary hospital insurance comes in four benefit levels. Depending on the level chosen, hospital accommodation can be general ward, semi-private or private. The fourth level is in private wards around the world.

The H-Bonus model gives you the freedom to choose your doctor and the level of comfort you want before going to the hospital. The Hôpital Senior model is specifically for the elderly.

    Discounts 

    If you opt for an alternative basic insurance model, the health insurance company will grant you a favorable premium discount. You can also save on insurance premiums if you agree to a higher deductible. The maximum deduction is 2500 francs per year for adults and 600 francs for children. Surcharge For health insurance, Avenir gives up to 50 % premium discount if you do not use the service for a year. Those who have taken out Global Classic supplementary pregnancy insurance for their children also benefit from family discounts.

     

    In comparison

    Are you still looking for the right health insurance or compare free of charge with us whether Avenir health insurance is a favorable option for you. Get a no-obligation insurance quote right away if you wish. I will advise you personally.

     

    Health insurance comparison 2023

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