Avanex

avanex

Avanex Health Insurance is part of the Helsana Insurance Group. In 2017, a merger with the parent company was carried out in order to continue offering our customers favorable insurance premiums. The scope of basic and supplementary insurance is therefore the same as Helsana. Compare with us, you will find insurance quotes from Avanex.

Information

Address

Zurichstrasse 130
8600 Dübendorf

Insured

/ in basic insurance

Refund period

Ø / days

Solvency ratio

95%

Administrative expenses

/ CHF per customer

 Contact

Avanex basic insurance

Of course, Avanex offers mandatory basic insurance that complies with the KVG. Although the scope of benefits is defined by law, insurance companies have certain freedoms when it comes to contract design. In addition to the standard basic model (free choice of doctor), you can choose between three alternative insurance models. They limit the choice of initial contacts, but reward this with lower premiums. In the BeneFitPLUS family doctor/HMO model, the first contact is the family doctor or group practice (HMO). BeneFit PLUS Telmed and PREMED-24 are Telmed models. In case of illness, you should first contact the telemedicine consultation center. With PREMED-24, you are free to consult your preferred doctor.

Voluntary supplementary insurance

Avanex has a wide range of supplemental insurance plans. Outpatient subsidized insurance tips pay extended allowances such as visual aids, dosage, psychotherapy and foreign treatments. Sana reimburses you for treatments and preventive and health promotion measures from the field of alternative medicine. Completa combines these two insurance benefits into a complete package.

With world rates, you can insure yourself for medical emergencies abroad. With Primeo, you enjoy free choice of doctor and a more comfortable stay. Finally, Omnia is an insurance package with basic additional benefits. If you want a higher level of insurance, you can take out insurance every 5 years without any further health check.

Dental insurance

Through DENTAPlus, Avanex also offers supplementary dental insurance for you. The costs of dental treatment, dental hygiene and orthodontics for malocclusions are reimbursed at 75 % and up to CHF 3000 per calendar year.

Hospital Insurance

If you have Mivita supplementary insurance, you can increase hospital comfort with Comforta hospital insurance. In addition to Comforta Opti, you can also choose from semi-private and private insurance models. With Opti, you can decide what level of comfort you want right before your hospital stay. You can also take out hospital insurance without supplementary insurance with Atupri.

    Lower premiums due to higher deductible

    Another way to lower your insurance premiums is to choose a higher annual deduction. The higher the medical expenses deduction, the higher the discount. The maximum annual deduction is CHF 2500 for adults and CHF 600 for children.

     

    Discounts

    If you have health insurance for more than one person in your household, Avanex gives you a discount. This discount is 5 % for 2 policyholders and 10 % for 3 policyholders.

     

    In comparison

    In our comparison, you can see whether it is worth switching to Avanex health insurance. Our premium calculator shows you the savings potential with just a few clicks. We advise you personally!

     

    Health insurance comparison 2023

    Would you like to change your health insurance company? We will help you!

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