Atupri

In 1910, Atupri Krankenkasse was founded as the company health insurance fund of SBB. The restructuring into an open health insurance for all Swiss insured began in 1995 and was renamed in 2002. Currently, the company is one of the 15 largest health insurance companies in Switzerland. In the standard model with only mandatory basic insurance, the health insurance company's membership is around 176,000. Our comparison shows whether Atupri health insurance is right for you.

Information

Administrative expenses

112 CHF per customer

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What is important to you?

• Favorable premiums
• Free choice of doctor
• Alternative Medicine
• Supplementary insurance
• Sports & Fitness
• Semi-private or private
• Discounts for families
• Other

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Atupri basic insurance

Atupri Health Insurance wants to offer members the most personalized insurance coverage possible. There are 5 different models to choose from for basic insurance:

• Standard model (free choice of doctor): You choose your own doctor.
• CareMed family doctor model: When you are sick, you go to your family doctor.
• Group Health Maintenance (HMO) model: contact the medical center first.
• TelFirst telemedicine model.
• The FlexCare model combines the services of the TelFirst and HMO models. In the event of illness, you have the flexibility to decide whether to call the Medgate Telephone Advice Center first or contact the Medgate Health Center.

The FlexCare model is only available in the cities and agglomerations of Zurich, Bern, Lucerne and Basel.

Voluntary supplementary insurance

Supplementary insurance closes the insurance gap, for example in the areas of alternative medicine and prevention. Mivita supplementary insurance adapts to your personal situation. The Reala model is somewhat less expensive, but the repayment amount is lower. With the Extensa model, the higher the repayment amount, the slightly higher premium you pay. Supplementary insurance covers treatment for travel abroad, alternative medicine, eyeglasses and medical assistance at your own expense. Depending on your age and gender, you may also have access to certain services such as contraceptives and baby massages.

Dental insurance

Hospital Insurance

If you have Mivita supplementary insurance, you can increase hospital comfort with Comforta hospital insurance. In addition to Comforta Opti, you can also choose from semi-private and private insurance models. With Opti, you can decide what level of comfort you want right before your hospital stay. You can also take out hospital insurance without supplementary insurance with Atupri.

Discounts 

Health insurers grant premium discounts on the alternative basic insurance models CareMed, HMO, TelFirst and FlexCare. Depending on the model, you receive a discount of up to 17 %. If you choose a higher deduction amount, you will also receive a premium discount. The maximum deduction is CHF 2500 for adults and CHF 600 for children. If one parent has Mivita supplementary insurance, there is a family discount for children up to 25 years and young adults. Denta dental insurance is also included in the supplementary insurance for children up to 25 years of age.

In comparison

You would like to take out health insurance? Find out whether Atupri Health Insurance fits your needs in our comparison. Compare your premiums and benefits with our premium calculation tool and request an insurance quote immediately if required. Of course, I will advise you personally, free of charge and without obligation.