Sana24

The Bern-based health insurance company Sana24 is part of the Visana Group and is one of the largest health insurance companies in Switzerland. Sana24 specializes in basic and supplementary insurance and generated over CHF 313 million in 2019. Let's first analyze Sana24's health insurance offering in detail. Our health insurance calculator offers all options for this. This way, you can quickly find out whether and how much you can save by switching.

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Administrative expenses

92 CHF per customer

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What is important to you?

• Favorable premiums
• Free choice of doctor
• Alternative Medicine
• Supplementary insurance
• Sports & Fitness
• Semi-private or private
• Discounts for families
• Other

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Sana24 basic insurance

Even if the scope of benefits of the basic insurance is regulated in the Health Insurance Act (KVG) and is the same for all providers, the premiums will vary greatly. These depend on many criteria and their area of residence. Sana24 offers a wide range of variants, which also affect the premium amount.

• Standard - Enjoy free choice of doctor and benefit from all statutory services.
• Managed care - This price list promises to go first to a primary care physician or, in the event of illness, to a collective health maintenance organization (HMO).
• Med Direct - Your doctor will definitely make this contribution to you - you will definitely save on premiums.
• Tel Doc, Med Call, Tel Care - These three basic insurance variants represent different versions of the Telmed model. This means contacting the telemedicine consultation center in the first step, coordinating further processes and referring to your doctor or hospital if necessary.

In addition to the alternative model, you can also choose higher deductions to reduce your premiums. The maximum deduction amount is CHF 2500 per year.

Voluntary supplementary insurance

Sana24 also offers the option of specifically expanding the scope of coverage of the mandatory basic insurance.

• Sana24 outpatient - This three-tier supplementary insurance covers outpatient treatments that are subsidized at a higher rate.
• Complementary of Sana24 - If you prefer a different treatment, you should choose this surcharge. It is also available in three levels of service.
• Sana24 Hospital Insurance - With the tariff variants General, Semi-private, Private and Flex, you determine the comfort of your hospital stay yourself. In principle, you can choose your hospital in Switzerland yourself. Even if you choose a semi-private, private or flexible variant of the hospital insurance, you have free choice of doctor.
• Sana24 dental insurance - supplement to Sana24 health insurance Dental insurance also consists of three levels, so you can cover up to 75 % of your dentist's treatment costs and up to CHF 1800 per year.
• Basic package - Common variants: Benefits of a combination of Outpatient II, Supplement II, Hospital Insurance of choice and Vacanza Travel Insurance.

Sana24 rewards families who voluntarily insure children under 18. From the second and further children, you only pay half of your regular premiums. You can also save on basic insurance, where health insurers exempt up to 90 % from the third child. You can expect up to 27 % discount for young people between 19 and 25 years.

In comparison

Get the best overview of your current insurance offer with an informed comparison - maybe Sana24 is the perfect provider for you?