Galenos

The health insurance company Galenos was founded in 1908 by members of the Swiss Technical Association STV. Open to all Swiss citizens since 1995, all Swiss citizens have been able to become members of a health insurance company since then. Since October 2018, the company has been part of the Visana Group. Around 12,000 people have basic insurance and 7,000 additional insurance with a health insurance company based in Zurich. Insurance companies receive around 68 million Swiss francs annually, 53 million of which is basic insurance. Get an overview of the offers of Galenos Health Insurance and compare benefits and premiums.

Information

Administrative expenses

206 CHF per customer

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What is important to you?

• Favorable premiums
• Free choice of doctor
• Alternative Medicine
• Supplementary insurance
• Sports & Fitness
• Semi-private or private
• Discounts for families
• Other

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Galenos - Basic insurance

As one of over 65 health insurance companies in Switzerland, Galen offers mandatory basic insurance. The standard model is called Minica. Benefits in the event of illness, accident and birth are prescribed by law. In the standard variant, the doctor can be chosen freely. The amount of the premium depends on the age, state and region of the policyholder. If you choose a higher deductible, i.e. pay a higher excess for treatments, you can lower your premium.
You can also save if you opt for the alternative insurance model Minica-Optima. With this variant of the basic insurance, you must first contact your doctor in case of illness. You can choose your established family doctor from the list of suggestions. If further treatment or clarification is required, you will be referred to a specialist or hospital. You can also arrange a higher annual discount to the Minica-Optica tariff to further reduce your insurance premiums.
Galen Health Insurance does not offer a Group Health (HMO) or Telmed model for telehealth.

Voluntary supplementary insurance

If you wish to be treated in a hospital outside your place of residence, you will benefit from supplementary hospital insurance. Galenos Supplementary Hospital Insurance I covers stays in the general ward of public hospitals and provides allowances such as inpatient spa treatments, convalescent cures and stays in nursing homes. For hospital stays abroad, you receive up to CHF 500 per day. Children up to the age of 18 with Galen basic insurance can take out supplementary hospital insurance Spital I free of charge.
With the Spital Plus supplementary insurance, you can insure your stay in public and private hospitals. You are free to choose your hospital anywhere in Switzerland.

Hospital Insurance

If you wish to be treated in a hospital outside your place of residence, you will benefit from supplementary hospital insurance. Galenos Supplementary Hospital Insurance I covers stays in the general ward of public hospitals and provides allowances such as inpatient spa treatments, convalescent cures and stays in nursing homes. For hospital stays abroad, you receive up to CHF 500 per day. Children up to the age of 18 with Galen basic insurance can take out supplementary hospital insurance Spital I free of charge.
With the Spital Plus supplementary insurance, you can insure your stay in public and private hospitals. You are free to choose your hospital anywhere in Switzerland.

In comparison

Is Galen health insurance a good value choice? It pays to compare. We will be happy to advise you and help you find the right and cost-effective health insurance.