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Current health insurance premiums 2023: Find your optimal health insurance

Health insurance has been mandatory in Switzerland since 1996. All persons residing in Switzerland must take out mandatory health care insurance. You can choose from many different insurance companies. The benefits of the basic insurance are prescribed by law, but the premiums of the individual health insurance companies can vary greatly. Premiums will rise again in 2023, but we can help you find the best deal for you and save hundreds of CHF per year.

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Compare all possible health insurance companies within a few minutes.

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We analyze all premiums to find the best offer for you.

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Premiums too high for the same performance

The KVG determines which benefits are covered by the basic insurance. On the other hand, the amount of the premium is determined by each health insurance company itself; the amount of the premium depends on many different factors and can vary, for example, depending on the federal state and the amount of the premium.

Age, income and marital status also affect the amount of the premium. The health insurance companies set the premiums for the coming year in the fall.

The Federal Office of Public Health (FOPH) must confirm the premiums and will announce new contributions by September 24. At the beginning of 2022, health insurance premiums have risen again. On average, each insured person pays 1.2 % more for average premiums.

Is it worth switching health insurance companies?

Premiums are also expected to rise in the coming year. Your health insurance company must inform you of the new premium level by the end of October.

Then it is worthwhile to carry out a health insurance comparison and look around for a cheaper health insurance company. By changing your health insurance to a cheaper provider, you can save hundreds or even thousands of CHF for the same service.

If your health insurance company announces a premium increase, you can cancel by November 30 of the year. The cancellation will take effect on 31.12. and your new health insurance contract on 01.01. With our health insurance comparison you will find the cheapest premium that suits you.

Mandatory basic insurance in Switzerland

The Swiss Health Insurance Act (KVG) obliges you to take out mandatory health insurance. Newcomers must choose a health insurance plan within three months of moving to Switzerland.

You are free to choose with which health insurance company you would like to insure yourself. The only requirement is that the health insurance must be valid in the federal state in which you live. The so-called basic insurance serves the basic medical insurance in case of illness.

In the event of illness, accident or birth, the health insurance fund covers the costs of necessary treatment and medication. Patients first pay in advance and are then reimbursed for the health insurance benefits.

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The voluntary supplementary insurance

Compulsory health insurance does not cover all treatment costs. That's why 4 out of 5 Swiss people have opted for voluntary supplementary insurance. You can choose between supplementary outpatient insurance, supplementary hospital insurance and supplementary dental insurance. In addition to the premiums, the benefits in the supplementary insurance also vary greatly. Compare health insurance companies and find the one that suits you best.

Compare health insurance premiums 2023 now and actively save money

Our health insurance comparison uses Priminfo data from the BAG. So all information is always up to date. Easily calculate current health insurance premiums and receive offers of your optimal health insurance.

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