Compulsory for everyone, but premiums vary greatly – we help you find the best offer in 2025 and save hundreds of CHF every year.
Health insurance has been compulsory in Switzerland since 1996. All persons residing in Switzerland must take out compulsory health insurance. You can choose from many different insurance companies. The benefits of basic insurance are stipulated by law, but the premiums of the individual health insurance companies can vary greatly. Premiums will rise again in 2025, but we can help you find the best offer for you and save hundreds of CHF per year.
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Current FOPH data - we use official, confirmed premiums.
Save hundreds of CHF a year by changing your health insurance.
The KVG determines which services are covered by basic insurance. On the other hand, the amount of the premium is determined by each health insurance company itself. The amount of the premium depends on many different factors and can vary, for example, depending on the federal state and the amount of the premium.
Age, income and marital status also affect the contribution amount. The health insurance companies set the premiums for the coming year in the fall.
The Federal Office of Public Health (BAG) must confirm the premiums and will announce new contributions by September 24th. Health insurance premiums rose again at the beginning of 2025. On average, each insured person pays 1.2% more for medium premiums.
Rising premiums are also expected for the coming year. Your health insurance fund must inform you of the new contribution amount by the end of October.
Then it is worth doing a health insurance comparison and looking around for a cheaper health insurance company. By switching your health insurance to a cheaper provider, you can save hundreds or even thousands of CHF for the same benefits.
If your health insurance company announces a premium increase, you can cancel until November 30th of the year. The termination will be effective December 31st. effective and your new health insurance contract on 01.01. With our health insurance comparison you will find the most favorable premium that suits you.
The Swiss Health Insurance Act (KVG) obliges you to take out compulsory health insurance. Newcomers must decide on health insurance within three months of moving to Switzerland.
You are free to choose which health insurance company you would like to insure yourself with. The only requirement: the health insurance must be valid in the federal state in which you live. The so-called basic insurance serves as basic medical insurance in the event of illness.
In the event of illness, accident or childbirth, the health insurance company will cover the costs for necessary treatments and medication. Patients first pay in advance and are then reimbursed for the health insurance benefits.
Compulsory health insurance does not cover all treatment costs. This is why 4 out of 5 Swiss people opted for voluntary supplementary insurance. You can choose between supplementary outpatient insurance, supplementary hospital insurance and supplementary dental insurance. In addition to the premiums, the benefits of the supplementary insurance also vary greatly. Compare health insurance companies and find the right insurance for you.
Our health insurance comparison uses Priminfo data from the BAG. So all information is always up to date. Calculate current health insurance premiums easily and receive offers from your optimal health insurance company.
The Swiss Health Insurance Act (KVG) obliges you to take out compulsory health insurance. Newcomers must decide on health insurance within three months of moving to Switzerland.
You are free to choose which health insurance company you would like to insure yourself with. The only requirement: the health insurance must be valid in the federal state in which you live. The so-called basic insurance serves as basic medical insurance in the event of illness.
In the event of illness, accident or childbirth, the health insurance company will cover the costs for necessary treatments and medication. Patients first pay in advance and are then reimbursed for the health insurance benefits.
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