____________________

Aktuelle Krankenkassenprämien 2025: Finden Sie Ihre optimale Krankenkasse

Die Krankenversicherung ist in der Schweiz seit 1996 Pflicht. Alle in der Schweiz wohnhaften Personen müssen eine obligatorische Krankenpflegeversicherung abschließen. Dabei können Sie aus vielen verschiedenen Versicherungsunternehmen wählen. Die Leistungen der Grundversicherung sind gesetzlich vorgegeben, die Prämien der einzelnen Krankenkassen können sich jedoch stark unterscheiden. Auch 2025 steigen die Prämien wieder, aber wir helfen Ihnen dabei das optimale Angebot für Sie zu finden und hunderte von CHF pro Jahr zu sparen.

1.

Compare premiums 2022

Compare all possible health insurance companies within a few minutes.



2.

Analysis

We analyze all premiums to find the best offer for you.



3.

Save money

Save hundreds of CHF a year by switching your health insurance.

Save now

Premiums too high for the same performance

The KVG determines which benefits are covered by the basic insurance. On the other hand, the amount of the premium is determined by each health insurance company itself; the amount of the premium depends on many different factors and can vary, for example, depending on the federal state and the amount of the premium.

Age, income and marital status also affect the amount of the premium. The health insurance companies set the premiums for the coming year in the fall.

Das Bundesamt für Gesundheit (BAG) muss die Prämien bestätigen und wird neue Beiträge bis zum 24. September bekannt geben. Anfang 2025 sind die Krankenkassenprämien wieder gestiegen. Durchschnittlich zahlt jeder Versicherte 1,2 % mehr für mittlere Prämien.

Is it worth switching health insurance companies?

Premiums are also expected to rise in the coming year. Your health insurance company must inform you of the new premium level by the end of October.

Then it is worthwhile to carry out a health insurance comparison and look around for a cheaper health insurance company. By changing your health insurance to a cheaper provider, you can save hundreds or even thousands of CHF for the same service.

If your health insurance company announces a premium increase, you can cancel by November 30 of the year. The cancellation will take effect on 31.12. and your new health insurance contract on 01.01. With our health insurance comparison you will find the cheapest premium that suits you.

Mandatory basic insurance in Switzerland

The Swiss Health Insurance Act (KVG) obliges you to take out mandatory health insurance. Newcomers must choose a health insurance plan within three months of moving to Switzerland.

You are free to choose with which health insurance company you would like to insure yourself. The only requirement is that the health insurance must be valid in the federal state in which you live. The so-called basic insurance serves the basic medical insurance in case of illness.

In the event of illness, accident or birth, the health insurance fund covers the costs of necessary treatment and medication. Patients first pay in advance and are then reimbursed for the health insurance benefits.

Request callback

We will get back to you as soon as possible.

The voluntary supplementary insurance

Compulsory health insurance does not cover all treatment costs. That's why 4 out of 5 Swiss people have opted for voluntary supplementary insurance. You can choose between supplementary outpatient insurance, supplementary hospital insurance and supplementary dental insurance. In addition to the premiums, the benefits in the supplementary insurance also vary greatly. Compare health insurance companies and find the one that suits you best.

Jetzt Krankenkassenprämien 2025 vergleichen und aktiv Geld sparen

Our health insurance comparison uses Priminfo data from the BAG. So all information is always up to date. Easily calculate current health insurance premiums and receive offers of your optimal health insurance.

Contact us and we will get back to you the same day

Premium comparison

Perks

Contact form

Customer reviews

I am more than satisfied with Premiandos. I have never before used my health insurance changed and I was also not even aware of how much money it costs me. Simply a great team!

Sarah L.

Comprehensive and professional analysis of all health insurance plans, helpful info, friendly service - Great! I feel really in good hands with you and I will continue to use your service. Thank you

Jonathan

A super team. Everything went really fast and I was able to save a lot of money. I can only recommend them!

Sebastian

Compare premiums in a few minutes